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Real estate financing for individuals (lease ending with ownership). (Available)

The real estate financing product for individuals in the form of lease ending with ownership, which enables customers from the beneficiaries of the Ministry of Housing and the Real Estate Development Fund to obtain real estate financing to benefit from the advantages of housing support

Advantages and benefits

  • Compatible with the controls of the Sharia Committee .

  • Benefit from the easy mortgage advantage provided by the Real Estate Development Fund.

  • Fixed rental rate throughout the contract period.

  • Financing period of up to 30 years.

  • Possibility of financing without salary transfer.

  • A deduction of up to 65% of the salary.

  • The possibility of solidarity.

  • Benefit from the housing support programs of the Ministry of Housing and the Real Estate Development Fund, and benefit from the advantages of soft financing and other programs of the Ministry of Housing.

Conditions and required documents

  • The client's age should not be less than 21 years.

  • The customer must be on the job for more than 3 months.

  • The customer’s monthly income should not be less than 7,000 Saudi riyals.

  • The customer must be a beneficiary of the Real Estate Development Fund or the Ministry of Housing.

  • The age of the customer should not exceed 75 years at the time of the last monthly installment payment.

Last Update : 16 January 2026 08:41 AM Visits: 110
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